| Term | APR as low as1 | Rate as low as | Points | Est. Payment per $1000 | |
|---|---|---|---|---|---|
| 15-Year Fixed Rate | 7.662% | 7.490% | 0.000% | $9.26 | Get Started |
Home Equity Line of Credit Rates
| Loan-To-Value | APR as low as2 | Index | Loan Amounts up to3 | |
|---|---|---|---|---|
| 80% | 7.750% | Prime Rate | $350,000 | Get Started |
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Rates shown are for a credit score of 660 or better. Your rate may be different. Rates are subject to change without notice.
1 Annual Percentage Rate (APR) is calculated based of a loan amount of $50,000 for Home Equity loans. For Home Equity Loans, rate is fixed for the term of the loan. Actual rate is based on the loan-to-value and the borrower's credit score at the time of origination. Home Equity Loans in TX available up to 80% LTV Maximum.
2 Rate shown is based on a Combined Loan-to-Value (CLTV) of 80% or less. Rate will increase based on a CLTV greater than 80%. For Home Equity Lines of Credit the rate is variable and based on the Prime Rate as published in the "Money Rates" section of the Wall Street Journal, plus a margin. The margin is based on loan-to-value and borrower(s) credit score at time of origination. The maximum annual percentage rate in a variable rate plan is 18%.
3 Credit limit based on your creditworthiness. Please contact the Credit Union for the minimum and maximum loan amounts for the various Combined Loan-to-Values (CLTVs).
* Taxes and insurance not included, your actual payment obligation may be higher.
No fees are imposed for opening a Home Equity Line of Credit. If the account is closed within three years of opening, early closure fees
will be added to the Account Balance in the amount of $500 for credit lines up to $100,000 and $700 for credit lines above $100,000. Early closure fees are not assessed where prohibited by state law or when the account is closed as part of a Chevron
Federal Credit Union refinance.
Property insurance is required. Flood insurance may be required. Rates, APR, terms and conditions are subject to change without notice.
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