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High-Yield Savings solutions for the VIP in your life

Small steps today lead to big rewards on the road ahead. Save more for the VIP in your life with MarketEdge and Certificates.

See how much more you can earn in one year1

 

Start Saving Today

Share certificates provide a stable savings option with a fixed rate of return.

Like Certificates of Deposit (CDs), share certificates offer fixed rates of return, which are typically higher than those of our Primary Savings accounts.

  • Guaranteed returns locked in for 3 months up to 5 years5
  • Available for individuals, trusts, and Traditional and Roth IRAs6
  • Open with as little as $500; higher rates at $100,000 & $250,0007

If you access your funds before maturity, you will incur an early withdrawal penalty that could range from 3 months to 12 months of dividends depending on the length of the share certificate. You can also borrow against the share certificate using a Secured Loan. To learn more, visit our Secured Loans page.

Our MarketEdge Money Market Savings account is a high-yield savings account with the convenience of checks and a debit card.

Unlike most high-yield savings accounts, in which your money becomes less accessible, Chevron Federal Credit Union ensures the best of both worlds: save more with higher dividend rates and access your funds anytime you need.

Key features

  • No monthly maintenance fees or term restrictions
  • No minimum balance required to open or maintain (balances below $2,500 earn our regular Primary Share Savings account dividend rate)8
  • Easy access via checks or debit card
  • Also available as a Money Market Health Savings Account for members with a high deductible health plan (HDHP)

¹Yields based on rates effective as of 12/20/24. Rates are subject to change without notice. Assumes balance stated is maintained for 12 months. Estimated earnings rounded to the nearest whole dollar; MarketEdge actual yield = $360.01 ($10k); $1,849.81 ($50k); $3,800.24 ($100k). Certificate actual yield = $424.96 ($10k); $2,124.79 ($50k); $4,249.58 (100k).

²Annual Percentage Yield (APY) effective 12/20/24 and subject to change without notice. See chevronfcu.org/rates for additional rate tiers. Dividends are compounded daily and paid monthly. Fees may reduce earnings.

³National average Annual Percentage Yield (APY) effective 12/19/24 per bankrate.com.

⁴Annual Percentage Yield (APY) effective 12/20/24 and subject to change without notice. See chevronfcu.org/rates for additional rate tiers. Dividends are compounded daily and paid monthly. All certificates are subject to an early withdrawal penalty. Fees may reduce earnings. Withdrawal of dividends will reduce earnings.

⁵All certificates are subject to an early withdrawal penalty. Fees could reduce earnings. Withdrawal of dividends will reduce earnings.

⁶To open a Certificate in an IRA, please stop by your branch or give us a call at 866-859-5552.

⁷The minimum balance to open a Share Certificate is $500.

⁸You are required to maintain a minimum balance of $25.00 in your Primary Share Savings account to keep your membership active and maintain other accounts. See today’s rates. Rates are subject to change without notice. Dividends are compounded daily and paid monthly.

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