Home Mortgages

CFCU has a mortgage solution that fits your needs.


Purchasing a home is probably one of the most important life decisions you’ll ever make, that’s why you’ll benefit from having a partner like Chevron Federal Credit Union.


With great rates and helpful, friendly Mortgage Relationship Managers, CFCU makes it easy to purchase a home, refinance a loan, or get secondary financing. We are committed to helping you find the right mortgage product to fit your needs.

CFCU also has one of the lowest closing fees for home loans in the industry. We charge just a flat fee of just $695 for our in-house processing, much lower than any of the big banks.


Fixed Rate Mortgages

Fixed rate mortgage payments will not change over the life of your loan because your interest rate is 'fixed' and cannot change. CFCU  offers fixed rate mortgages in 30, 20, 15 and 10-year options.


Adjustable Rate Mortgages

Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. CFCU ARM's are available in 15-, and 30-year terms and provide an initial fixed rate period of 1, 3, 5, 7, or 10 years before the rate adjusts.



Need to borrow more than $484,350?* A Jumbo Mortgage may be your answer. We offer a variety of Jumbo loans to meet your needs.


Chevron Corporation's Relocation Program

If you are a relocating employee of Chevron Corporation and are eligible for Chevron Corporation's Relocation Program, take a look at our RELO Program.

At CFCU, we offer the latest financial tools that enable you to make sound financial choices and make the home-buying process simple.



Learn More and Get Started

Chevron Federal Credit Union is committed to helping you make sound financial decisions and find the right mortgage product to meet your needs. Visit our online mortgage application for more information on our available loans and to start your application. Our  Mortgage Relationship Managers will help you every step of the way. For more information on our real estate services, please call us at 510-627-5120 or toll-free 888-334-5120, or visit your local CFCU branch.

If you are looking for reduced cost mortgage alternatives, check out our Reduced Cost Loan Programs.


Learn More and Start Your Application!


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