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Product Overview
Member Savings
Checking
Overdraft Protection
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Share Certificates
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Electronic Statements
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Checking Account Solutions
Fee Schedule
   
   Product Overview 
Chevron Federal Credit Union (CFCU) offers high-yield Member Savings accounts, Money Market accounts, Share Certificate accounts,  and Individual Retirement Accounts (IRAs). All accounts are Federally-insured up to $250,000 (IRAs up to $250,000) by the National Credit Union Share Insurance Fund (NCUSIF).
 
Ownership of accounts may be established individually or jointly, as custodial accounts, or under the Uniform Transfers to Minors Act (UTMA). Dividends on all CFCU investments are compounded daily.
 

 

Regular
Savings/IRA


Checking


MarketEdge

Share and IRA Certificates

Minimum to open account


$25


$25


opening balance


$500

Minimum to maintain account


$25


none


none


opening balance

Minimum to earn dividends


$25


$500


any balance

opening balance (penalty for early withdrawal)

Higher yields for larger deposits

no

no

*Under $2,500 earns minimum rate

*$2,500 and up earns base rate

*Under $50,000 earns base rate


*$50,000-$99,999.99
earns base rate+

*$100,000 and up earns base rate+
Frequency of
dividends

 monthly

 monthly

 monthly

 monthly

*Dividends earned on ENTIRE balance each day it was within stated tier

How to make deposits:

  • Direct deposit all or part of your paycheck.
  • Direct deposit government checks, such as Social Security check.
  • Electronic funds transfer (EFT).
  • Through CFCU ATMs, CO-OP ATMs, and Shared Branch/CU Service Center locations.
  • Wire transfer.
  • In person at our branches, by mail, and at any CFCU branch drop box.
  • Online using eDeposit. Log in to PC Access and click on eDeposit. Scan in the front and back of your check (or upload check images), and print your receipt. Click here for a list of eDeposit FAQs.

Master Account Agreement and Disclosure (PDF)
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