New Online Features Make Home Buying Easy
Chevron Federal Credit Union (CFCU) has added timesaving, convenient features to our Real Estate web site to help you through the home buying process. If you are thinking about purchasing a new home or refinancing your current loan, click on “Real Estate Loans” to try out these powerful new tools.
Instead of checking the rates page daily for the interest rate you are looking for, Rate Tracker will notify you when the targeted loan program and interest rate become available. Register for Rate Tracker by simply entering your email address and the type of loan, rate and discount points that interest you. When the desired rate becomes available, Rate Tracker will deliver a message right to your inbox. You may choose to be notified on as many programs as you like, and you can unsubscribe at any time.
Follow a few simple prompts and the loan consultant will display a wide variety of loans for you to choose from. View the closing costs associated with each loan, do a side-by-side comparison, and read a full explanation of terms. Plus, once you select the loan that’s best for you, all of your information will automatically transfer over to your loan application.
Not sure of the difference between a fixed and adjustable rate mortgage? The “Loan Options” section of our site will take you through all our available loan options, explaining each one in details so you can make an informed, educated decision on which one works best for you.
Want to know the progress of your loan? View the status of your application anytime by signing into your Real Estate account.
Our online calculators give you much more than just your monthly loan payments. This helpful tool will provide you with important numbers such as:
- How much income you need to purchase your home.
- The after-tax net cost of buying versus renting.
- How quickly your principle will decrease during the life of your loan.
- How much you’ll save by refinancing.
We are happy to provide you with a wealth of online information to help you with your home loan. If you prefer to speak with one of our loan officers, please call us at 510-627-5120 or toll-free 888-334-5120.